Is your IRA really growing?

Discussing IRAs with friends and acquaintances over the years, I've noticed that many people don't pay much attention to their retirement accounts. It's tempting to leave everything to the "professionals."

However, taking an active role in monitoring your investments can greatly enhance your financial security in retirement. By staying informed and engaged, you can ensure that your funds are growing as expected.

Here are three positive examples of how paying attention to your IRA can make a difference:

1. Maximizing Growth Despite Fees: One person discovered that her IRA balance had remained the same for a decade. By reviewing her account, she realized that while her investments were earning returns, the fees were offsetting those gains. With this knowledge, she was able to switch to lower-fee, higher-return options, allowing her money to grow more effectively and outpace inflation.

2. Locating and Optimizing Funds: Another individual knew he had IRA funds but wasn't sure of their location or amount. After locating his accounts and assessing their performance, he was able to consolidate them into higher-yield investments. This proactive approach ensured that his retirement savings were working harder for him.

3. Improving Returns: A third person believed his returns were competitive. Upon closer inspection, it was found that his annual returns were only 2.5%, not enough to keep up with inflation. By re-evaluating his investment strategy, he managed to increase his returns to 9%, significantly boosting his retirement savings.

The key takeaway is that being proactive about your retirement investments can lead to substantial growth and a more comfortable retirement. By regularly reviewing and adjusting your IRA, you can maximize its potential and ensure your financial future is secure.

Would you like to know more about investing passively from your IRA?   Contact Alex at [email protected] or call 501-580-2598

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Would you like to know more about how our deals work? Contact Alex at [email protected] or call 501-580-2598